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Nidhi VaidyaAuthor Profile

Sage University Indore

1Publications
1Years Active
3Collaborators
0Citations (Crossref)

Publications by Nidhi Vaidya

1 publication in IJRRETAS • Active 2026–2026

2026 (1)

Exploring the Impact of Central Bank Digital Currencies on Global Financial Systems

with Swati Mishra, Sneha Jadhav, Vijaya Jain

26 Oct 2026 • Volume 12, Issue 10 • pp. 1-18

DOI: https://doi.org/10.65630/ijrretas.2026.v12i10.306

In several jurisdictions, central bank digital currencies (CBDCs) are no longer a subject of conceptual debate but a live payment instrument. The design is mixed method. Thirty economies were observed as a balanced panel over 2019 to 2025, yielding 210 country-year observations, and each was placed in one of four st...

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Research Topics

  • central bank digital currency
  • digital payments
  • financial inclusion
  • bank disintermediation
  • cross-border payments
  • financial stability